OUR MOST ADVANCED COVERAGE
Maximum coverage for maximum peace of mind
OUR MOST ADVANCED COVERAGE
Maximum coverage for maximum peace of mind
TotalCare
Boat Protection Plan
All-around protection — built for modern boat ownership and total peace of mind.
Our broadest protection across major onboard systems and engines.
Greater claim reimbursement benefits like towing, dockside repair calls, pick up and delivery services, hoist and haul-out, and access labor that help reduce out-of-pocket costs.
Built for the complexity of today's boats, TotalCare offers protection that's simple to understand and easy to trust.
Fewer compromises, fewer surprises, more time and enjoyment on the water.
Coverage
Comprehensive
Plan tier
TotalCare
Why We Built TotalCare
As boats have become more advanced — with increased electronics, integrated systems, and higher repair costs traditional protection plans haven’t kept pace.
TotalCare was built to change that.
It represents our highest standard of coverage, designed to help protect modern watercraft from the kind of mechanical failures that disrupt ownership and enjoyment on the water the most.
Who Chooses TotalCare
• TotalCare is selected by owners who want maximum protection, fewer tradeoffs, and confidence knowing they are covered by our best program.
Ideal for:
• Owners of newer or higher-value boats
• Boats equipped with advanced onboard systems
• Long-term owners wanting predictable ownership costs
• Owners who prefer comprehensive protection over piecemeal coverage
Our Most Comprehensive Coverage
Our Most
Comprehensive Coverage
| Feature | TotalCare | Premier | Passport |
|---|---|---|---|
| Coverage Format | "Bow to Stern" Exclusionary* | Listed Loss Inclusionary | Listed Loss Inclusionary |
| Major Engine Parts Covered | 200+ | 160+ | 100-130+ |
| Watercraft Parts Covered | *** | ** | * |
| Non-Defective Engine Breakdown (i.e burnt valves, scored pistons, etc.) | ✓ | ✓ | X |
| Claim Payment Benefits (i.e lubricants, filters, shop supplies, etc.) | ✓ | ✓ | X |
| Towing, dockside repair call, pick-up/delivery | ✓** | ✓ | ✓ |
| Hoist/Haul Out | ✓ | Limited | Limited |
| Access Labor | ✓ | X | X |
| Wear-Related Mechanical Failures (normal components wear over time) | ✓ | Available as upgrade | X |
| Structural Engine & Drive Components (like the engine block or drive housings) | ✓ | Available as upgrade | Available as upgrade |
| Transferable (New boats) | ✓ | ✓ | ✓ |
| Coverage Duration (New Boats) | 6 or 8 years | 5-8 years | 5-8 years |
| Coverage Duration (Used Boats) | X | 1-4 years | 1-4 years |
| Deductible | $100 ($50 if serviced by selling dealer) | $25 ($200 for diesel engine repairs) | $25 ($200 for diesel engine repairs) |
TotalCare
Coverage Format"Bow to Stern" Exclusionary*
Major Engine Parts Covered200+
Watercraft Parts Covered***
Non-Defective Engine Breakdown (i.e burnt valves, scored pistons, etc.)✓
Claim Payment Benefits (i.e lubricants, filters, shop supplies, etc.)✓
Towing, dockside repair call, pick-up/delivery✓**
Hoist/Haul Out✓
Access Labor✓
Wear-Related Mechanical Failures (normal components wear over time)✓
Structural Engine & Drive Components (like the engine block or drive housings)✓
Transferable (New boats)✓
Coverage Duration (New Boats)6 or 8 years
Coverage Duration (Used Boats)X
Deductible$100 ($50 if serviced by selling dealer)
*Certain customary exclusions apply.
**Towing reimbursement is increased to $300 (vs. $125 in Premier & Passport)
What Sets TotalCare Apart
• Instills confidence — spend less time worrying if something is covered
• Broader coverage scope than any other plan we offer
• Greater claim reimbursement to offset real out-of-pocket costs
• Designed to be simple — greater transparency and understanding for all
• Geared for longevity, not just short-term ownership
Clear Coverage. No Guesswork
• Deductibles apply per covered claim
• Coverage is subject to plan limits and exclusions
• Full terms available anytime
Clear Coverage. No Guesswork
• Deductibles apply per covered claim
• Coverage is subject to plan limits and exclusions
• Full terms available anytime
Our most comprehensive coverage
Looking for our strongest protection?
You're already in the right place.
Get TotalCare Quote TodayIf budget is a higher priority, you may want to explore Premier.