Essential Coverage
Essential Coverage

Entry-level protection for budget-focused boat owners
Essential Coverage
Entry-level protection for budget-focused boat owners
Essential, cost-effective protection for owners who want reliable coverage where it matters most.
Affordable coverage for essential components.
Helps offset unexpected repair expenses.
A practical starting point for protection.
Who Passport Is For
Passport is designed for owners seeking basic mechanical protection while keeping upfront and ongoing costs lower.
Owners looking for broader coverage and benefits should explore Premier or TotalCare.
Best Fit for:
• Light or occasional use
• Owners prioritizing affordability
• First-time extended protection buyers

Who Passport Is For
Passport is designed for owners seeking basic mechanical protection while keeping upfront and ongoing costs lower.
Owners looking for broader coverage and benefits should explore Premier or TotalCare.
Best Fit for:
• Light or occasional use
• Owners prioritizing affordability
• First-time extended protection buyers

Focused Protection Where It Matters Most
Focused Protection Where It Matters Most
| Feature | TotalCare | Premier | Passport |
|---|---|---|---|
| Coverage Format | "Bow to Stern" Exclusionary* | Listed Loss Inclusionary | Listed Loss Inclusionary |
| Major Engine Parts Covered | 200+ | 160+ | 100-130+ |
| Watercraft Parts Covered | *** | ** | * |
| Non-Defective Engine Breakdown (i.e burnt valves, scored pistons, etc.) | ✓ | ✓ | X |
| Claim Payment Benefits (i.e lubricants, filters, shop supplies, etc.) | ✓ | ✓ | X |
| Towing, dockside repair call, pick-up/delivery | ✓** | ✓ | ✓ |
| Hoist/Haul Out | ✓ | Limited | Limited |
| Access Labor | ✓ | X | X |
| Wear-Related Mechanical Failures (normal components wear over time) | ✓ | Available as upgrade | X |
| Structural Engine & Drive Components (like the engine block or drive housings) | ✓ | Available as upgrade | Available as upgrade |
| Transferable (New boats) | ✓ | ✓ | ✓ |
| Coverage Duration (New Boats) | 6 or 8 years | 5-8 years | 5-8 years |
| Coverage Duration (Used Boats) | X | 1-4 years | 1-4 years |
| Deductible | $100 ($50 if serviced by selling dealer) | $25 ($200 for diesel engine repairs) | $25 ($200 for diesel engine repairs) |
*Certain customary exclusions apply.
**Towing reimbursement is increased to $300 (vs. $125 in Premier & Passport)
Explore Our Broad Menu of Premium Coverage Options
Whatever boat style an owner is looking to protect, chances are we have the coverage to match – click below to view our complete line up or contact us.
Explore Our Broad Menu of Premium Coverage Options
Whatever boat style an owner is looking to protect, chances are we have the coverage to match – click below to view our complete line up or contact us.

Simple Coverage with Cost in Mind
• Lower monthly cost
• Covers select high-impact repair scenarios
• Designed for basic risk mitigation
• Owners seeking broader protection and greater plan benefits should consider TotalCare.
Clear Coverage. No Guesswork
• Deductibles apply per covered claim
• Coverage is subject to plan limits and exclusions
• Full terms available anytime

Clear Coverage. No Guesswork
• Deductibles apply per covered claim
• Coverage is subject to plan limits and exclusions
• Full terms available anytime

Satisfied with basic protection?"
Get a Passport Quote Today