A Balanced Coverage Option
Strong coverage for everyday ownership
A Balanced Coverage Option
Strong coverage for everyday ownership
Premier
Boat Protection Plan
Balanced protection designed for owners who want strong coverage
Covers the most common high-cost mechanical failures.
Balanced intersection of protection and affordability.
A smart alternative for owners not seeking our most comprehensive plan.
Most comprehensive coverage available on pre-owned boats.
Coverage
Balanced
Plan Tier
Premier
Premier
Boat Protection Plan
Balanced protection designed for owners who want strong coverage
Covers the most common high-cost mechanical failures.
Balanced intersection of protection and affordability.
A smart alternative for owners not seeking our most comprehensive plan.
Most comprehensive coverage available on pre-owned boats.
Coverage
Balanced
Plan Tier
Premier
Who Premier Is For
Premier is designed for boat owners who want meaningful mechanical protection while staying mindful of overall ownership costs.
For owners seeking maximum coverage scope, we recommend exploring TotalCare.
Best Fit for:
• Seasonal or recreational use
•Owners balancing budget and protection
• Mid-age watercraft
• Owners who want more than basic coverage, but not the full TotalCare scope
Who Premier Is For
Premier is designed for boat owners who want meaningful mechanical protection while staying mindful of overall ownership costs.
For owners seeking maximum coverage scope, we recommend exploring TotalCare.
Best Fit for:
• Seasonal or recreational use
•Owners balancing budget and protection
• Mid-age watercraft
• Owners who want more than basic coverage, but not the full TotalCare scope
Protection Focused on the Repairs Owners Face Most
Protection Focused on the Repairs Owners Face Most
| Feature | TotalCare | Premier | Passport |
|---|---|---|---|
| Coverage Format | "Bow to Stern" Exclusionary* | Listed Loss Inclusionary | Listed Loss Inclusionary |
| Major Engine Parts Covered | 200+ | 160+ | 100-130+ |
| Watercraft Parts Covered | *** | ** | * |
| Non-Defective Engine Breakdown (i.e burnt valves, scored pistons, etc.) | ✓ | ✓ | X |
| Claim Payment Benefits (i.e lubricants, filters, shop supplies, etc.) | ✓ | ✓ | X |
| Towing, dockside repair call, pick-up/delivery | ✓** | ✓ | ✓ |
| Hoist/Haul Out | ✓ | Limited | Limited |
| Access Labor | ✓ | X | X |
| Wear-Related Mechanical Failures (normal components wear over time) | ✓ | Available as upgrade | X |
| Structural Engine & Drive Components (like the engine block or drive housings) | ✓ | Available as upgrade | Available as upgrade |
| Transferable (New boats) | ✓ | ✓ | ✓ |
| Coverage Duration (New Boats) | 6 or 8 years | 5-8 years | 5-8 years |
| Coverage Duration (Used Boats) | X | 1-4 years | 1-4 years |
| Deductible | $100 ($50 if serviced by selling dealer) | $25 ($200 for diesel engine repairs) | $25 ($200 for diesel engine repairs) |
Premier
Coverage FormatListed Loss Inclusionary
Major Engine Parts Covered160+
Watercraft Parts Covered**
Non-Defective Engine Breakdown (i.e burnt valves, scored pistons, etc.)✓
Claim Payment Benefits (i.e lubricants, filters, shop supplies, etc.)✓
Towing, dockside repair call, pick-up/delivery✓**
Hoist/Haul OutLimited
Access LaborX
Wear-Related Mechanical Failures (normal components wear over time)Available as upgrade
Structural Engine & Drive Components (like the engine block or drive housings)Available as upgrade
Transferable (New boats)✓
Coverage Duration (New Boats)5-8 years
Coverage Duration (Used Boats)1-4 years
Deductible$25 ($200 for diesel engine repairs)
*Certain customary exclusions apply.
**Towing reimbursement is increased to $300 (vs. $125 in Premier & Passport)
Explore Our Broad Menu of Premium Coverage Options
Whatever boat style an owner is looking to protect, chances are we have the coverage to match – click below to view our complete line up or contact us.
A Smart Middle Ground
• Broader protection and benefits than entry-level plans
• Coverage aligned with common ownership needs
• Greater flexibility with various protection plans that best suit your coverage needs
• Strong coverage paired with affordability
• Owners seeking broader protection and greater plan benefits should consider TotalCare.
Clear Coverage. No Guesswork
• Deductibles apply per covered claim
• Coverage is subject to plan limits and exclusions
• Full terms available anytime
Clear Coverage. No Guesswork
• Deductibles apply per covered claim
• Coverage is subject to plan limits and exclusions
• Full terms available anytime
Looking for our highest level of protection?
Explore TotalCare
Or does Premier best suit your ownership needs?
Get a Premier Quote Today